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Showing posts with label Money Management. Show all posts
Showing posts with label Money Management. Show all posts
Friday, March 15, 2019
Treason at the Highest Office
As mass awakening gets ready to go on overdrive next week, here is a great interview of a hero describing the events surrounding his son's death during the Libya attack. This relates to one of the many reasons why Obama and Clinton will face a military court.
Friday, July 20, 2018
WWII; the War The Nazis Won
First, dig out your history books and answer the following question. Did the Nazis win or lose the Second World War (WWII)? Next, throw away all your books.You will probably read from history experts that the Nazis lost WWII. Well, that would be very wrong. Germany lost the war, not the Nazis. And in case you are thinking that this is some sort of semantics game, let me reassure you that history books have been hiding the truth since the end of the war. While we know the Nazis as the members of the Socialist National party in Germany that won power at some point during the 20th century, their reality is one that hides a remarkable core of power-hungry people who were willing to do anything to gain control. Such Nazi core would do everything, from science-based mind control through extreme emotional trauma, to spiritual rituals that would make any of us cringe with horror. Their core was the Schutzstaffel, also called the 'SS'. While Adolph Hitler is the poster-boy of perpetual malignity, the SS was full of people of much darker attitude. After taking lessons from Stalin on how to kill people by the train load, the SS leadership was happy to lead the atrocities.
At the time, Germany had some of the best scientific minds in the world. So the SS took no time in enslaving them. From mathematicians, to psychologists. all were moved underground and assigned to projects that would bend their minds. Scientifically developed remote-viewing, a way to use telepathic vision to experience remote locations, was a great example of how the SS was willing to mix science with the metaphysical.
The SS sent emissaries around the world to try to find any hidden method to do war. They tried to learn levitation techniques from Tibetian monks. The SS also went deep under the earth's crust to find lost advanced civilizations.
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| Red-headed Giant in America |
Well, the Nazis found much more than they expected. The SS was able to get so much technology from other beings who wanted to share on the proceeds from controlling the world. As a result, their slave-engineer teams were so busy that all production efforts fell way behind. One thing is to be told how a superior weapon functions. A different thing is to develop the new materials and manufacturing techniques needed to get a production line going. Such was the problem faced by SS scientists. They were given blue prints to the most advanced weapons the world had seen. Yet, they lacked the knowledge to get these built in large and reliable quantities. Thanks to their negotiated acquisitions, the Nazis were going through a scientific leap like no other.
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| P-51 Mustang (above) Messerschmitt Me 262 (below) |
Unfortunately for Germany, their most sophisticated weapons had to wait for full development after the war despite having been started years before all conflicts begun. When the Nazis received plans for a super-luminous ship that could easily travel throughout the solar system, their challenge became to figure out how to make its nuclear reactor small enough to fit inside the ship. By that time, the allies had intelligence of the superior nature of the Nazis' weaponry. Through operation Paper-clip, US spies infiltrated the Nazis' scientific groups and begun to send information to the US through Britain. Just like you, scientists in the US though it all had to be impossible after finding out about this interstellar ship. Yet, the US military was more interested in how to detonate the nuclear reactor than to develop a ship with it.
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| Nazi Bell Spacecraft (Die Glocke) |
But there was one big problem with the Nazi Bell. No, it's not the fact that it looked ridiculous or that pilots were exposed to massive amounts of radiation. No. The problem was that despite being able to travel very fast, the Nazis were not able to mount kinetic weapons like machine guns on it. The hovering mechanism for the Die Glocke would become unstable as soon as it fired any bullets. The ship had to wait to become a threat until many years later when energetic weapons were fully developed.
Because the deep insight US and Russia had on the kind of scientific developments the Nazi engineers were achieving, both rushed their armies into Germany looking for any underground facilities. Despite promoting an image of united disgust where all Nazi bad guys would be tried by international military tribunals in Nuremberg, the truth was that the allies were dying to pardon anyone who would give them insight into the military advancements the Nazis had reached. So, we welcomed with open arms those same bad guys who studied torture over there so they would teach us how to develop Super Soldiers and mind control over here. Our overt space program (now NASA) became full of ex-Nazis who went from war criminals to national heroes. The same happened to our covert space program and to the development of nuclear weapons.
While most people remain happy holding the idea that Hitler did the right thing by killing himself after losing the war, the reality is that he received safe passage to Argentina where he had a quiet retirement in the village of Bariloche.
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| Nuremberg Trials |
But there is another group that is purposely kept out of any historic conversation. The last of the Nazi expats went to... Are you ready?
The last of the Nazis went to Antarctica where they took refuge in an area called New Berlin. So what did we do with them? This time, we tried to do the right thing. After winning the war and feeling quite confident of our prowess, admiral Richard Byrd led operation Highjump. He assembled a massive fleet with winning US troops from both sides of the world. The expedition to hunt Nazis had 13 ships, 23 aircraft, and 4,700 men. Sadly, the Nazis were ready this time. They had finally developed the weapons that would had otherwise won them the war. Within hours, their space ships, finally loaded with energetic weapons, destroyed all of admiral Byrd's aircraft and severely damaged most of the ships. Embarrassed, the US fleet struggled back home having learned that Antarctica was to remain out of our reach.
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| Reports of Battle Over Washington, DC |
After making their point clear and with the ability of interstellar travel, the runaway Nazis went on to establish a further stronghold on the Moon and mining operations and distribution center out of Ceres.
But the Nazis who came to America were not to be far behind. Soon, they too developed an advanced space program that remains a secret to this day. By coming to America, these Nazis had the best of all worlds. Here, the former war criminals found access to massive dark budgets that couldn't be matched anywhere on earth. Trillions of so called "lost" military budget dollars have gone to fund the development of advanced medicine, free energy and interstellar travel; all Top Secret and completely out of the reach of those of us who funded it.
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| 90 years ago, Nikola Tesla invented Free Energy. The Government made his patents and equipment Top Secret for national security reasons. |
For about seventy years, they have needed us to continue to spend on fuel to keep the machine running. Think of us as free-range slaves to the system. We only have the illusion of being free to do as we wish while those running the prison know otherwise.
And if all this money was not a good enough perk for the former war criminals to become American citizens, consider that we also give them access to the best factories, workers, engineers and logistics in the world. In other words, they no longer have to wait to get their metallurgic problems solved. Our large, advanced industrial market is eager to turn military needs into immediate new products.
With so much upside, it's not surprising that these former Nazis suddenly became the best friend to have. All members of the global elites rushed to take part on the biggest robbery in history. As the Cabal took control of the secret space program, billionaires became trillionaires. But don't expect Forbes magazine to list the latest families to join the trillionaires club. Their money is really your money and it's all a secret. Get it?
By now, the Cabal and the former Nazis have rejoined the runaway Nazis to created the Interplanetary Corporate Conglomerate (ICC). Yes, it's an actual conglomerate with board members and all. In a nutshell, they are now a much bigger happy-family. Money and power is more abundant than ever. Think of the fact that Obama and our Congress signed into law the U.S. Commercial Space Launch Competitiveness Act on November 25, 2015. Yes, "Space Act". And you still think that all the galactic stuff I have been writing about is false? With the excuse that we will one day need a law that will give our companies an equal playing field with those from other nations who also travel to space, this law protects companies who have already committed human rights violations like the ICC.
Which do you think is the real reason for the law? Do you feel our companies need an equal playing field in a world where no one is supposed to be mining space? If that was the case, it would be years before other countries would catch up to our rocket launching abilities. On the other hand, if we just consider the possibility that our elites have already used our military bases and budgets to develop their private space mining business where slaves are exploited daily, then the law would make much more sense, right?Don't be misled. The lie is now so big that it can no longer sustain itself. Within a short time, the Cabal will be forced to admit that there are signs of ancient advanced civilizations under the ice in Antarctica. You will probably get a great documentary-week on Discovery channel as a distraction away from the news that Trump will finally use military tribunals to go after the Cabal for child trafficking.
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| Antarctica Pyramids |
Then, don't be surprised when the Pope gives us our first public glimpse at a real extraterrestrial (ET). And why not? In his inaugural speech, Pope Francis promised he would baptize any ET that would request it. The Cabal will probably chose a kind of ET of close resemblance to us; perhaps one of those we refer to as a Tall-White or one of those nicknamed the Nordics. Either will probably connect the Law of One with the Catholic Bible as a way to get us to accept the change. For those paying attention to the detail, the silence in the air will be deafening as Christianity struggles to explain Jesus Christ within the context of a universe where ET's exist. Perhaps the Tall Whites can be bribed into admitting that they too had Christ appear on their planet. Yet, no mention of the hundreds of ET races already trading with ICC. No word that there are lost Picasso's and Dali's hanging on the walls of homes elsewhere in the universe.
Finally, the Cabal will try to break the news that we have a secret space program that is about 50 years ahead of NASA. They will use the Airforce's secret space program as a way to hide their operations on the Moon, Mars, Phobos, Ceres and many other places within the solar system.
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| After Paying for the Fuels, We Have to Pay for Their Use |
The Cabal will also continue to hide all advances in medical treatments. Using the right radio wave cures anything from cancer to AIDS. Advanced treatment also grows lost limbs and reconstructs any damaged tissue. The technology is so simple that after the equipment is cheaply built, the treatments are almost automatic. The cost for successful medical treatment would then become lower than a cup of Starbucks. But better than the low cost, it will also not have the plethora of side effects our medical industry charges fortunes for. How about their brilliant idea to sell us a way to reduce facial wrinkles by injecting an expensive poison that will leave people stupid albeit with a skin that is temporarily beautiful?
Do you now understand why is it that the Cabal refuses to tell you the truth? You must admit it. You have known all along that our monetary system has something fundamentally wrong. Can you imagine a world without the need for money? Most advanced civilizations do not use money.
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| The Cabal Will Say Nothing |
The Cabal will continue to argue that you are not mature enough to determine what is best for you. They claim that you elect government to protect you and to make decisions for you. And, since they control government, you indirectly need for the Cabal to determine what is best for you. They argue that you would lose your sanity as soon as your religion is unable to explain the existence of ET's. So they will come up with a way to make it all make sense... sort of.
They say that you would go psychotic as soon as you are told that the history you knew is false. They claim that you would not know what to do without a money system. They assure everybody that they are the best and most knowledgeable people who can make decisions for you. After all, you love money, government, movies, music and the news media; all of which they designed for you.
I am sure that many will emotionally struggle to handle a full disclosure where they find out that their favorite celebrities ate, raped or trafficked children. I am sure that it will be difficult for many more to accept the idea that God created millions of other entities, many which are very different to us. And that says nothing about the struggle to explain Jesus, Buddha and many other deities.
I am sure that many scientists will find it hard to come to grips with the idea that traveling faster than light is in fact possible, no matter what they assumed Einstein said. What will people who have fear of insects do when they come across an eight foot mantis? What will anthropologist do when they are shown that Earth is not even ours, that other intelligent species were here way before us? What will happen when we find out that the Nazis won the war while the Germans and the rest of us lost it?
There is no doubt that many will suffer. It will be akin to a child finding out that his family isn't really his family.
Yet, I refuse to continue being a free-range prisoner. As the earth and the solar system face having a lower magnetic shield at the exact time we are entering into a much higher energy section of the milky way, it is time for us to take inventory of who we are and what we have accomplished as a species. It is time to cleanse all wrongs and to start anew. It is time to reawaken to reality. It is a beautiful new day; one when we can clean wrong preconceptions while we start a new and shiny era of enlightenment. Let's focus on getting Full Disclosure. Let's find out who really won the war.
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| A New Day is Here |
Monday, June 18, 2018
Let's Come Clean; Time to End Political Fighting
From time to time, it's a good practice to take inventory of what has gone right and what has gone wrong. Likewise, it is now time for that kind of cleansing to take place. We have to come to grips with our bad political decisions of years past.I for one, had to accept that I was wrong about George Bush. At one time I helped him win the White House. Sadly, I had no idea that he was under full control by the Cabal. As president, he sat on the nation's captain-chair while the greatest false flag in history, 9-11, turned us into an international invader for a purpose that exclusively served the Cabal; all while we paid the tab with massive amounts of tax money and brave-soldier lives. To now learn that the Cabal's plans were set in stone since the early nineties sickens me. Thankfully I am not alone. Many military generals are finally voicing their dislike for the Cabal's actions which put military leaders under undue pressure of going to a war they disagreed with. No wonder there are so many generals standing behind Trump as he goes after the Cabal. While at first, the Cabal managed to knock out a couple of the forger generals advising Trump, the dissent against the Cabal among military men is so great that new generals immediately replaced those who were politically ousted.
Just as I did, everyone of you should ready to say goodbye to your former political heroes. Not doing so will otherwise be too emotionally traumatic once full disclosure occurs. Consider the fact that I still hear from European friends who feel that Obama was the best US president in history. So now envision how these friends will take the imminent news that Obama will be going to jail for child sex and trafficking crimes? Talk about shifting the ground they stand on.It will thus be better to come to the understanding now that, no matter how charismatic Hillary Clinton may have been, the Cabal's control on her is too great to be simply dismissed as normal politics. This is why Trump had to become our president. He is our best chance to finally guide humanity out of under the abusive control of the global Elites. Trump is the first president who didn't care to be politically correct; a very important feature as political correctness eliminates transparency. Trump also happens to be very rich. While he is not a trillionaire like the Rothschild's, he can not be bought either. Moreover, Trump was already famous and powerful. Finally, Trump has been around the Cabal's circles long enough to understand how they operate. He knew that relying in a single security detail would land him in the same position as John F. Kennedy. Trump has Secret Service, plus a military detail, plus a private security group he personally selects and pays for.
Let's remember that the battle we are fighting is not between one political party and the other. Both parties are fully controlled by the Cabal. In fact, both parties will experience great casualties as soon as the 30,000 sealed indictments begin to be delivered. At this stage we are just waiting for the last badge of judges to be approved. All else should be ready and in place.
Again, start saying farewell to all your sacred cows. And don't let the fake media make it sound like all is well. The Cabal knows that they are in trouble. During the recent Bilderberg meeting in Italy, even the Vatican was involved. The global elites know that we have awaken to their lies and crimes. They know that their end is here. So when asked about whether you stand on the side of enslaved children or on the side of the Bush's, Obama's or Clinton's, make sure your priorities are straight. Make sure you are with the winning team: those who will liberate millions of abducted children.
PS. While most children who live as sex slaves have a very short life expectancy of no more than two years after being abducted, there are some who survive and grow up old enough to tell their story. The following is a short testimonial video of one of such survivors. Please don't judge based on age. Remember that this person was once a child.
Whether you are willing to come on board today or tomorrow to the idea the we need to demand Full Disclosure from our leaders, I am confident you will eventually be there. The secrets have been so big and the control over us so large that it is not a question of 'if' but a question of 'when'.
ExoNews TV on YouTube
Part 1: https://youtu.be/Fp4299-vfPs
Part 2: https://youtu.be/a-TTJizUQ34
Part 3: https://youtu.be/dwfDW2-GirU
Part 4: https://youtu.be/ntmoVkECVRk
Part 5: https://youtu.be/MNIx72eRqWc
http://www.exopolitics.org/20-years-a-slave-in-secret-space-programs-exonews-tv-episodes-3-4/
Friday, June 1, 2018
Super Soldiers Talk Crazy About the Cabal
Are you ready for an off-the-charts crazy story? If you like science-fiction or are an avid Halo gamer, perhaps you will consider the idea of a super soldier to be something normal; at least until the point where you read the whole article. Let me reassure you that if you feel this article is too much, I will be most understanding. Feel free to stop reading at any time.I normally write about business, the economy and politics. Recently my tilt has been more towards the political side because I believe that we are living a momentous time as a human race. For the last four thousand years, a group I call 'the Cabal' has been middling with ways to control the rest of us. These people think to have a divine right to benefit from the our collective labor. There is plenty of evidence that the Cabal has always played as dirty as needed to accomplish their goals. Through academia, they have even limited, distorted and manipulated our understanding of history by controlling what is written in our school books.
Today, the Cabal is generally based out of the 'City of London', a tax haven with independent city-nation status. Many people don't know that London has an independent nation within it, just like the Vatican is inside of Rome. From there, the Cabal controls all international banking. This control beginning with the International Monetary Fund (IMF). As Greece defaulted on their loans, the IMF threw out any sense of democratic government and took control of the country by forcing citizens to sell all national treasures. The idea that a country has the power to refuse to pay its debts has long disappeared. In today's world, the Cabal gets paid first.Next, the Cabal controls our Federal Reserve, the most powerful monetary institution in the world. The Cabal, through the Federal Reserve, profits from every single dollar in circulation around the world. Under the pretense that they know how to set interest rates better than the market, they get to charge interest on all dollars printed by the Treasury, a separate government agency. But don't let the 'Federal' part of the Federal Reserve name confuse you. The Federal Reserve is a monetary middle-man privately owned by the Cabal and protected with a legal monopoly. Talk about having a sweet-heart deal with our government.
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| Napoleon |
If you want to control the world, you must control the biggest army there is. The Cabal controls US wars through large military contractors. In Fact, it could be said that humans don't naturally engage in wars, as it has long been speculated. Instead, it is the Cabal that manipulates our emotions in ways that drive our most bellicose inner senses. The Cabal understands that wars are profitable for them and serve as an effective way to keep humanity away from unification. They know that a unified population, free from other distractions, may begin to evaluate the need for all things controlled by the Cabal. So they use war as often as we tolerate.
But controlling wars also demands that the Cabal control all Washington politicians. For the many who think that either side of the political isle in Washington is on the side of the bad guys, let me tell you that you are all wrong. Both sides are on the side of the Cabal. Look at Democrats and Republicans and you will find plenty of support for wars, the Federal Reserve and military contractors. In fact, making sure that politicians are in a constant battle is only part of keeping us divided. First, politicians offer uniting the nation. Then, they find ways for blacks to hate police officers. Does it sound familiar? Well, we are all being played but not one of us realizes the game is on.
Next, the Cabal controls all information channels. From academia, to entertainment, to news, all we happily consume is being manipulated by the Cabal. The power that these people have come to accumulate is so great that it rivals that of kings. In fact, while no more than symbols of the past, all royal families were and are part of the Cabal as well. Even the Vatican is mixed with all of it. But just as people seriously questioned the value of their kings during the French Revolution, we are now going through a similar period of awakening. And let me tell you, any sort of awakening by the masses scares the hell out of the Cabal. They know full well that beheadings became a favorite sport of the populous once these grew tired of royal abuse. Likewise, about half of today's population has woken up to the reality of the Cabal's power and control is unwarranted. After decades of uncontrollable impunity and rampant disrespect for the law, the Cabal will face their maker for completely unrelated crimes. This is akin to when Al Capone went down for not paying taxes; something outside of his usual criminal activities. The Cabal will go down not for their constitutional crimes or genocide but because of pedophilia. Pedophiles are universally viewed as the scum at the bottom of society. As such, every one of us will unite as we see our legal system take down those who abuse the laws that the rest of us must follow. Prosecution for child sex and slavery will prove to be the most effective way to rid ourselves from the Cabal.Thankfully, the process has started and it won't be easily stopped. This is why the Cabal is out in full force trying to remove Trump from power, trying to regress BREXIT, trying to cancel the Italian presidential election and many more previously unheard actions. This week in England, the courts made it illegal for the press to exercise its right to report from inside or outside of a race-related trial. This breaks with all civil rights traditions in the United Kingdom. Yes, this is now the norm as the Cabal tries to patch the many cracks surfacing all around their structural foundation.
And now, as if things were not crazy enough, there is this thing about super soldiers demanding Full Disclosure. Yep. While my description of the Cabal may resemble parts of a hyperbolic conspiracy novel, the real extreme stuff is yet to come below.US Marine Captain, Randy Cramer, and Special Agent, Corey Greene, claim to have received authority to address the public in representation of Radiant Guardian and Solar Warden respectively. These... Are you ready? These are the two Navy Secret Space Program fleets that protect our solar system. Both men said to have been selected at a very early age for their military work. Randy Cramer started 12 years of training at age 5 under Operation Moon Shadow. He first deployed at age 17 in 1987 as a super soldier for the Mars Defense Force. Yes, I said "Mars".
Meanwhile, Corey Greene started his 10 year training at age 6 under Operation Bluebird. In 1986, he deployed at age 16 for the first time as an Intuitive Empath Special Agent under the MILAB Program. Both describe having 20 year contracts of complete isolation from earth. Contacting family or friends was strictly prohibited. In fact, even following any earth related news wasn't permitted. After their military engagements, both have moved on to openly speak about the Secretive Space Programs. Their stories are simply incredible. If it were not because so much corroborating data is available, it would be impossible to take any of what they describe as serious. For example, there is the fact that famous Scottish hacker, Gary McKinnon, uncovered bundles of documents from the Secret Space Program. Moreover, it is possible that many military heads have decided to break secrecy regulations as many documents relating to the secret space programs continue to be leaked.
As a way to make you drink out of a fire hose, I am going to list some of the many bits of new information these two spokesmen have given through public forums:
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| Navy's TR-3B |
- NASA and its 1950's technology have been no more than a false front to keep the Cabal's secret space program beyond our reach.
- Our military and the Cabal have been secretly trading with extraterrestrials (ET's) for over 70 years.
- There are hundreds of ET races that have participated in such trades and the number keeps growing every year.
- ET's give us technology and we give them equipment, parts or human slaves.
- Human slaves have been taken to planets in this and other galaxies.
- A common human slave is a smart engineer who is taken with or without their family.
- Besides their slave trade, the Cabal also uses thousands of human slaves for their space operations.
- We started reverse engineering ET technology so long ago that we now have a very good grasp on how to make reliable and effective interstellar ships that can easily and safely travel to other galaxies.
- The TR-3B is an old triangular work-horse that we use for all sorts of solar missions.
- There have been sightings of the TR-3B around the world.
- Whether triangles or long cigars, all UFO sightings today are probably of one of our secret space ships because we now have full control of who enters and exits our solar system.
- 8 nations have the ability of interstellar travel but have not disclosed it due to the Cabal's pressure to maintain all advanced space programs a secret.
- There are many bases on the Moon; most of them are underground and are located on the dark side of the moon; the side that never faces the earth.
- Most moon bases have been under the control of ET's for thousands or even millions of years.
- Our Moon base is called the Lunar Operations Command (LOC).
- There are giant ruins of past civilizations all over the dark side of the Moon.
- A trip to the moon on a TR-3B is said to take no more than a few minutes. Apollo Mission astronaut, Buzz Aldrin, is said to be a recent guest of a quick trip around the moon on board a TR-3B before his visit to the Antarctica ruins. The trip is said to have made him sick despite his great excitement.
- There are underground Mars bases as well.
- Despite what NASA reports, Mars has enough oxygen for a human to be able to walk around outside of a base.
- There is plant and animal life on Mars.
- The Cabal operates secret Mars bases under the Mars Colony Corporation (MCC) where slave engineers build the equipment to be traded with ET's.
- US Marine super soldiers, as part of the Mars Defense Force (MDF), protect the Cabal's MCC from periodic hostile attacks by two types of ET's.
- There are giant ruins and pyramids from ancient civilizations on Mars.
- Mar's native ET's are said to be working on repairing their planet's atmosphere after interstellar wars completely destroyed it thousands of years ago.
- Phobos, the largest of the two moons orbiting Mars, has an underground base.
- Ceres, a dwarf planet within the asteroid belt right outside of Mar's orbit hosts an underground ET and human community.
- The asteroid belt outside of the Mar's orbit is made up of left-over parts of a planet destroyed by past interstellar wars.
- The rings around Saturn are formed from millions of fragments from an old civilization's giant structure built around the planet millions of years ago.
- There are giant ancient pyramids on Venus.
- There is a large base near Jupiter that acts as a kind of United Nations where all ET's wishing to conduct trade or research on our solar system can make agreements.
- Besides receiving in-trade the technology for interstellar travel, the Cabal also received medical technology that can safely and effectively cure all human diseases.
- There are many ET civilizations where all illnesses have been eradicated thanks to advanced medical technologies.
- The Cabal, being the profiteer of the poison based drugs we consume, has so far kept all ET medical technology a secret.
- Super soldiers who lose limbs or suffer severe deformation and injuries during battle can grow new limbs or reconstruct their bodies thanks to existing ET technology; just like in the movies.
- ETs live anywhere between 300 and 1,000 years thanks to their technological advances.
- ET medical technology includes age regression.
- The Cabal has also received in-trade non-polluting free-energy technology that they use in all space programs.
- The Cabal, being the profiteer of the fossil-based energy we consume, has so far kept all ET free-energy technology a secret.
- ET's never lie because all of them are telepathic and can thus read anyone's brain.
- ET's find it surprising that the Cabal can hide so much technology from the rest of us.
- Positive ET's would love to freely interact with humans and support the push for Full Disclosure of all space programs and technologies.
Did your brain blow up yet? And you thought that I was exaggerating when I warned you about the remarkable nature of the information. This stuff is way too much to digest in a single sitting. Both Randy Cramer and Corey Green describe how part of our intelligence agencies and the military have grown tired of seeing the Cabal be the exclusive beneficiary of what was fully funded by our black-budget taxes. You may be a Solar Warden Brigadier with great responsibility and have full access to the most Top Secret of technologies but, if a family member suffers from something like cancer, you have to see them slowly die as they are poisoned by the common radiation and therapy medications. Your loved ones have no access to the medical technology you have seen applied with high effectiveness time and time again. Talk about discrimination. There is advanced technology and profits for the Cabal and nothing for the rest of us. And yes, did I say we fund the Cabal's technology development?
So what if this whole space narrative is false? Well, it certainly sounds like it could be. It surely is strange enough. As I previously said, I don't blame you for dropping the article halfway through it. In fact, the ideas are so extreme that I opted for listing the facts of Randy and Corey's story rather than writing a narrative around them as a way to separate what they describe from what I write. In any case, I have no physical proof supporting what they are saying. If anything, this article may turn out to be a piece of science fiction and no more.Still, I feel a sense that there is more to reality than what the Cabal controlled media and NASA are telling us. There is the fact that the Cabal's history matches the way it is being described by Randy and Corey. Think of it. There were no TV remotes, video cassette recorders, personal computers, cordless phones and much more of the technology that we now take for granted during the time when we first launched the same rocket technology as we do today. After investing over four thousand years and billions of dollars looking for cancer cures, we still have no certainty of getting healed. It looks as we have advanced so much on everything outside of space travel, energy and medical results. Yes, we have invented very expensive medical equipment that has served to increase treatment costs but have failed to deliver certainty. There was a time when it was normal for 6 percent of all electronic production to fail. Today, such failure rates are unheard of even when coming from the worst sweat-shops in Asia. Our electronic manufacturers are now so good that they have made us expect that all we buy works flawlessly right out of the box. Yet, the space program we watch on TV continues to blow up rockets and to use the same old energy technology. Something just doesn't make sense. There is a part of Randy and Corey's story that invites further exploration. Lear more about Randy Cramer's experience through his newsletter or through his many interviews. Find out more about Corey Goode at the Full Disclosure Project page and through his web page.
I don't know that I want to cover more on Randy Cramer and Corey Goode and their incredible experience. While their stories are very interesting, I think that I have covered way too much for a single article. This was also the first time that I dug with great depth about the Cabal. So, feel free to research more about them and their space experience. These two are surely not the only ones speaking out now. Every month, there are dozens of whistleblowers joining the ranks of those who want Full Disclosure. Ask your national government representative to research the issue. It's time for the Cabal to be prosecuted for their pedophilia related crimes. It's time to gain access to clean energy and reliable medical methods. It's time for Full disclosure.
Friday, December 12, 2014
Why would a billionaire need life insurance?
A life insurance policy is a high-leverage financial instrument like no other. It also enjoys unique tax treatment privileges equal to no none. In a nutshell, there isn't a single financial product that can deliver the power of markets in a single laser-focused product. It can uniquely add liquidity at a time when illiquid assets turn your net-worth into no more than meaningless data noise.
Let me sound the warning bell for those running a successful business, those who are asset rich and those who are passing through the most productive time in their lives. By no means should you assume that there is no place for an insurance policy just because money seems to rain all around you. Last I checked, those who earn big also take on larger bets. And it is these bets that can drain liquidity at the worst moment.
There's a simple way to determine the absolute lowest amount of life insurance needed by an individual; including these asset rich billionaires.
In the video link above, CNBC discusses how even the mega-rich must have life insurance to cover the cash needed for the so called death taxes and for paying off all loans outstanding. Here is the formula in detail:
Min Coverage = All Debt + Possible Capital Gains + (0.45 x Net-Worth)
Then add any capital gains from the sale of assets that may need to be liquidated. Here, a guesstimate would be preferred to doing nothing. In any case, this is not the biggest factor within the formula.
Finally, add 45% of all your net-worth. It will be owed to the IRS in the form of estate tax; which is often referred to as death tax. Ask yourself: would you be able to immediately write the IRS a check for 45% of all your assets? No? What a surprise.
While an argument can be made that, for many, estate taxes are irrelevant due to the aggregate value of assets falling below the $5.25 Million minimum for 2013, I would like to warn against quick conclusions; especially when a business is part of the estate transfer. Keep in mind that without mark-to-market price discovery it would be difficult to set a price for the business that the IRS would agree with. You may think that for tax reasons, your business is not very valuable as an inheritance. Surely soon after, the IRS will disagree. Would you like to pick a fight with the IRS about how much taxes they should collect based on such business valuation? Would you like to have your heirs take on the challenge without your help instead? With the cost of term life insurance being so low, the risk/reward ratio favors erring on the side of having to pay estate taxes.
Do note the caveat that no part of the resulting amount will be targeted to cover death related expenses, wealth transfer costs or replace any lost future earnings. This calculation will only serve to preserve the value of assets already held. That's it; just asset-loss elimination. As a result, I find that insuring for anything less would be irresponsible since the certainty of taxes and loan calls is always high.
This back-of-the-napkin calculation can simplify the decision of how much to protect as a minimum. Am I then suggesting that this is all the insurance you need? Of course NOT. You should also cover the value of all future productivity and hedge other business and family risks.My goal here is humble. I want to simply show those who are successful today that their net-worth is not as much of a reliable hedge as they originally thought; that their asset wealth may not be enough to cover everything life brings. Look deeper into it. There are plenty of inexpensive solutions available.
Finally here is the caveat de rigueur:
This material is provided for educational purposes only and is not intended to be legal, financial or fiscal advise. Please seek the advise of a licensed professional in your state.
Saturday, February 8, 2014
Credit Card Debt Up - Boomer Jobs Down
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| There is a consumer borrowing party going on |
Today, the Federal Reserve reported that consumer borrowing took a surprisingly large jump of $18.8 billion in December to $3.1 trillion for the year.
Some argue that this is due to the Christmas season. Others claim that it is a good sign that the economy is improving. Both are wrong.
I will remind those who think that the jump is due to Christmas of the fact that 2012 also had one of those. The total last year was $2.9 trillion compared with the $3.1 trillion for 2013. So the substantial increase was not due to the holidays.
With regards to higher borrowing being a sign of confidence, I would say that it is possible but improbable. While spending could be a sign of consumer confidence, I would instead expect to find the initial signs of confidence among employers. But so far I see none.
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| Nonfarm Productivity and Unit Labor Costs by Haver Analytics |
The signs clearly point at a consumer who is using more credit cards not out of optimism but rather out of need. Consumers are rebuilding leverage again, but absent an economic boom this time. People are borrowing the money they don't have. If this assumption is correct, in a few months we will see unsecured-loan defaults rising. So be prepared just in case I am right and the extra spending isn't due to a better economy. In your shoes, I would not hold my breath.
I only wonder what it would take for people to remove the blinders. In 2006 I told anyone who would listen to skip buying a house. I told them all to sell their home instead and to rent one in the mean time. People thought it was a stupid idea.
Today, I see the same about the ineptitude of this White House. Here, Congress is not an excuse because they have always been trouble for any president. The variable this time is a president who has no clue of the social aspects of markets. He either does not understand what makes economies work or refuses to do the right thing. He is either incompetent or unethical; you chose. The fact is that there are not enough jobs being created. We need about 400K new jobs per month instead of the joke of a number we are getting.
The only reason for the low unemployment is the low participation. But here, the President argues that the low participation is due to Baby-boomers not seeking jobs. But this too does not match reality.
If boomers were no longer looking for jobs, there would be an excess of job openings in the jobs they previously held; jobs as managers and sales people. Instead, the lack of employee supply is for welding positions. These were not the jobs that most Baby-boomers had. They were insurance agents, traveling reps, real estate agents. Unfortunately, the real supply imbalance in these areas is one where there are not enough of these jobs for the many job seekers fighting for them. I recently saw a job listing for COO where more than 150 people applied for the one job. What? 150 Chief Operating Officers for just one job? This directly contradicts the assumption that jobs for the educated are plentiful. As someone commented in CNBC today, unemployment for those with college degrees remains about 4% higher than before the recession. So much for that spin.
In simple terms, the government's claim is just hiding the truth from naive citizens. I say naive because it seems clear to me that they wrongly elected the President because he sounded well while delivering empty speeches. If I had anyone of them read the speeches rather than hear Obama say them, they would think very differently of the message. So, let's just hope that this President does not take us so far into the hole that we can't recover later on.
As for the risk at hand, keep in mind that we already owe more money than any other country in the history of the planet. In a nutshell, your taxes (assuming you pay any) fall way short of what government spends. For every dollar in taxes, we ask the Chinese for 60% in extra loans. Soon they too will realize we just don't have any money.
The facts continue to contradict the White House's spin. While they can attempt to impress us with the best displays of curve-fitting by Nobel Prize economists, the fundamental reality continues to call attention to the fact that consumers are being squeezed, boomers are out of their jobs and employers are scared. Let's demand better leadership.
Wednesday, October 2, 2013
Borrower Blames Others - Default Near
Let's make one thing clear; what places a debtor at risk of default is excessive and irresponsible borrowing. After borrowing runs out of control, almost anything can trigger a default. Do you think that Japan, Korea, Singapore or China are at risk of defaulting?
They would first have to borrow more than the cash they hold for this to be the case. But this isn't so, no matter how crazy their political infighting may get. It is a case of living within one's means.
Picture a college student who just received her first credit card. She then charges everything under the sky as if the card held some sort of free money. Without sufficient income for even the minimum payment, she asks her parents for help. She is at risk of default. They then take the credit card away. Next, she blames them for not being able to pay the card. Does this make sense? So what if the parents approved the credit card? Being ultimately responsible for their daughter, should they allow more spending or should they remove the card? The answer is clear: remove the card. Yes, the student will be embarrassed. I guess that she will learn the lesson. Alternatively, she can just get a job. Likewise, the US government can get a j.... Wait! The US government can't earn any money. It must either borrow it or confiscate it through taxation. Since borrowing is at the heart of the problem, then the only viable way to save face is to charge taxes to all citizens. But then again, maybe the best thing is to just spend less. That is better than taxing everyone, including the poor.
We can try to blame anyone for a US default, but the problem is rather at the spending side.
They would first have to borrow more than the cash they hold for this to be the case. But this isn't so, no matter how crazy their political infighting may get. It is a case of living within one's means.
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| Obama blames Boehner |
We can try to blame anyone for a US default, but the problem is rather at the spending side.
Tuesday, June 25, 2013
Siegel, Clearly Simple Wealth Approach
Keep it Simple, Stupid isn't the same as Keep it Stupid Simple. Both are KISS principles; yet they send different messages.The former implies being less than brilliant, to say the least. This is the message that most intellectuals deliver to their audience. Their discourses often create a sense of awe for their genius while leaving a gaping understanding-void behind. They seem to thrive from dishing unbreakable magic.
On the other hand, the latter KISS, which is less common but the more adequate alternative, accentuates the need for simplicity. This is what Professor Jeremy Siegel does while also being master of the stock universe at prestigious Wharton School of Business. The confident, succinct, transparent, charismatic and perpetually optimistic professor has written a book that just leaves you feeling good, despite all the noise and fear roaming the nation right now. The Future for Investors demystifies the drivers for success behind the work of great money makers like Oracle of Omaha, Warren Buffett. No señor, not even a doctorate degree from no less than MIT gets in the way of professor Siegel's ability to clearly explain to average people.
Evidently, to think in terms of either growth or value investing is wrong. Based on Siegel's extensive research, one should evaluate market expectations through the lens of market pricing. Is the market expecting high asset value growth and has therefore pushed asset prices higher? A yes, suggests looking elsewhere.
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| The Future for Investors at Amazon |
Something I found very interesting within the subject of cash flows is the suggestion that the investor and no one else should determine how to re-deploy corporate profits or dividends. Letting management "invest" the money leads to poor results in the aggregate due to low capital investment returns. Then there is the fact that letting government decide how to invest is even worse. Government often spends several times more to create a job than the job pays. Handing cash would be a much more effective way to use money. But who wants to hand out cash without resulting in value add.
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| Real Estate Investments |
That's it. Low expectations and high reinvestable cash flows. As the Geico commercial would read, "So easy a caveman can do it".
Professor Siegel also proposed a great thesis for how the negative impact from the upcoming demography shift will be counterbalanced by global growth. Soon Baby-boomers will start selling their accumulated assets to pay for retirement. Siegel feels that the massive wealth and consumption expansion taking place across the developing world will help sustain present asset prices. But I am not so sure about it.
There are three factors that in my mind could impede his scenario from taking place. Deficiency, timing and risk profile could make his calculations unrealistic. First, all markets are deficient. Whether there is a 10% or a 90% deficiency in the transfer function needed to match boomer assets for sale with growing demand elsewhere is presently unknown. Have you ever needed to sell something yet failed fining the buyer who would pay your price? Yes, it happens all of the time. After you sell at less than you wished, you will inevitably find someone who would had paid more. Why was it so difficult to find the buyer when you needed it? Because all markets have a deficiency factor which could range from very low to very high. We don't know how efficient each relevant market will be over the next 30 years. What we know is that even a highly efficient market will offer enough friction to call for a review of the math used.
Second, timing means that citizens in developing economies could be willing to buy Boomer assets years after the sale took place. That would be disastrous for sellers even when buyers largely outnumber them.
Third and presently evident is risk profile. Equity prices have resiliently gone up because of market distortions created by the Fed. Risk-adverse buyers are having to shorten their time horizon to compensate for the higher risk associated with the assets they are now buying; assets like dividend paying stocks and residential properties for rent. Any change in economic risk will probably force assets out of their uncommitted hands.
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| Boomers |
Professor Siegel's book is fantastic. His delivery is as welcomed through his writing as when he talks to the CNBC cameras. Thank you professor for your hard work and commitment to a better future for investors.
Book Title: The Future for Investors
Book Subtitle: Why the Tried and the True Triumph Over the Bold and the New
Author: Jeremy J. Siegel
Publisher: Crown Publishing Group
ISBN: 140008198X
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